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Post-2012 English/Welsh · Threshold £27,295 · Rate RPI + 0–3%
Repayments start April after graduation
Check your old loan statement or SLC correspondence
Log in at studentfinance.service.gov.uk
Check studentfinance.service.gov.uk
Plan 2: 30 yrs from April after graduation
Tax-free up to £20,000/yr · global equities avg ~7%
CGT on gains above the £3,000 annual allowance
Leave 0 if starting from scratch
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